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The focus of Ramsey's show is not investing, and his philosophy is that people should dave ramsey total money makeover review learn about any investments that they make before they invest. Experts agree that investing your money is a sound way to increase wealth. Buying mutual funds that beat the market last year or the last few years is more of a product of risky bets by the fund manager than by ability and strategy. Candice has answered thousands of questions from the LMM community and spent countless hours doing research for hundreds of personal finance articles.

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These are the pillars of Dave's retirement preparation strategy. The fund is targeted primarily at American large-cap equities, and is actively managed. So that question becomes a big issue, like bitcoin investing 101 Matt just talked about.

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